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Consumer Protection Reports
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| This study is a survey of a diverse sample of over 1500 students, at 40 large and small schools and universities in 14 states around the country conducted between October 2007 and February 2008. It analyzes how students pay for their education, how many use and how they use credit cards and, as an important goal of the survey, their attitudes toward credit card marketing on campus and whether or not they support principles to rein in credit card marketing on campus. |
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| Today, nearly 46 million Americans under the age of 65 lack health insurance, and millions more with insurance lack prescription drug coverage. At the same time, prescription drug prices are skyrocketing in the United States, rising much faster than the rate of inflation. |
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| The most common reflection of our reputation as a trustworthy consumer is our credit report. Unfortunately, the information contained in our credit reports, which are bought and sold daily to nearly anyone who requests and pays for them, does not always tell a true story. |
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| Travel packages, in which students pay one price for their entire vacation and all arrangements are made on their behalf, can be a tempting option for students - they often appear to offer competitive prices on airfare and accommodations while removing the burden of organizing the trip from the student. Our survey found that travel agencies offering spring break packages often engage in deceptive advertisi |
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| We investigated whether consumers could fight back on their own against unfair and unreasonable credit card interest rates. |
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| In a survey of credit card offers, the state PIRGs found two major themes: (1) credit card terms and conditions are becoming less favorable to consumers; and (2) credit card marketing practices are misleading and deceptive. |
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